What You Should Know...
If you or a loved one has been diagnosed with a terminal illness, the decisions ahead may feel overwhelming. Emotional and physical struggles likely compete with legal affairs and the complexity of it all can feel unbearable.
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If you or a loved one has been diagnosed with a terminal illness, the decisions ahead may feel overwhelming. Emotional and physical struggles likely compete with legal affairs and the complexity of it all can feel unbearable.
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It may seem unfair, but an employer can fire an “at-will” employee at any time, without good cause – or even without any cause at all. It is a bitter pill, and one that many American workers must swallow. Under the law, you are generally deemed to be employed at-will, unless you can prove otherwise.
Workers who are employed at-will can be fired for no reason, but they cannot be fired for a bad reason. Some reasons are illegal under federal or state law, exceptions to the general doctrine of at-will employment.
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For many Americans, retirement accounts comprise a substantial portion of their wealth. When planning your estate, it is important to consider the ramifications of tax-deferred retirement accounts, such as 401(k) and 403(b) accounts and traditional IRAs. (Roth IRAs are not tax-deferred accounts and are therefore treated differently). One of the primary goals of any estate plan is to pass your assets to your beneficiaries in a way that enables them to pay the lowest possible tax.
Generally, receiving inherited property is not a transaction that is subject to income tax.
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So you have credit card debt, overdue mortgage payments, or suddenly need to buy a new car. We’ve all been there. You need money now, and your retirement accounts continue to climb. Fortunately, many employers allow you to take out loans on these accounts, but should you really begin spending that money before you retire?
On one hand, there are benefits to borrowing from your retirement accounts. You are essentially borrowing your own money, so the payments you make, plus interest, go back into your account.

A "surety bond" is a legal tool used to guarantee that a promise will be kept. It ensures that contractual requirements will be met and work will be done according to specifications. If they are not, the bond will cover some or all of the damages that result.
The "surety bond" commits three parties to a binding contract.
First, there is the "principal," the contractor, business or individual purchasing the "surety bond" as a way to assure others that work will be done as agreed.
New law hailed as a victory for organized labor but CalChamber calls it a “job killer”
California governor Jerry Brown announced on September 28, 2014 the signing of Assembly Bill (AB) 1897, which adds section 2810.3 to the Labor Code and targets businesses that use workers provided by temp agencies. AB 1897 takes effect January 1, 2015.